Your plan administrator should be able to tell you how much of your payment is the taxable portion and how much is the after-tax portion.

If you have additional questions after reading this notice, you can contact your plan administrator. If you are a beneficiary other than a surviving spouse or an alternate payee, you cannot choose a direct rollover, and you cannot roll over the payment yourself. Your payment will not be taxed in the current year and no income tax will be withheld. In general, the rules summarized above that apply to payments to employees also apply to payments to surviving spouses of employees. Your plan administrator should be able to tell you how much of your payment is the taxable portion and how much is the after-tax portion. Cash dividends paid to you on employer stock held in an employee stock ownership plan cannot be rolled over. The Plan Administrator of this Plan should be able to tell you if your payment includes amounts which cannot be rolled over. If you are a beneficiary other than a surviving spouse, you cannot choose a direct rollover, and you cannot roll over the payment yourself.