You can deduct the rest of the points over the life of the loan.

If line 8 is equal to or more than line 9, stop here. Enter the average balance of all your grandfathered debt. Photographs used herein are on loan and are not public domain. This section describes certain special situations that may affect your deduction of points.

Take the stress out of moving! This handy guide will take you quickly and easily through the tedious process of organizing your move. Subtract the amount on line 12 from the amount on line 10. Divide the amount on line 1 by the amount on line 2. Figure your withholding allowances using our withholding calculator.