If you didn't receive Form 1098, use Line 11 instead.

The amount of the points isn't out of line for your area. The points are computed as a percentage of the loan principal. They may still be deductible, but you have to deduct them over the life of the loan. Tax for Individuals; and Tax Topic 505, Interest Expense. If you didn't receive Form 1098, use Line 11 instead.

You put cash into your home purchase in an amount at least equal to the points you were charged.